Free tools for insurance agents
The same tools agents use inside Chronos, open to everyone. Built on public CMS and IRS rules data.
Free: 3 searches per day without an account. Create a free Chronos account for unlimited use.
APTC Repayment Risk Calculator
Estimate whether a Marketplace household could owe back part of its advance premium tax credit (APTC) at tax time, using the same Form 8962 engine that runs inside Chronos.
Medicare Advantage Provider Search
Find a doctor from the CMS clinician file, then check which carriers list that NPI in their public Medicare Advantage provider directories.
2027 Medicare Advantage Plan Comparison
Compare 2027 Medicare Advantage plans side by side for a ZIP code: premium, maximum out of pocket, doctor and specialist copays, dental, vision, hearing, OTC and Part B giveback.
Medicare Advantage Plan Disruption Lookup
Enter a ZIP code to see which Medicare Advantage plans ended or left that county for the plan year, and how many members were enrolled in them, from public CMS files.