AI-readable reference

ChronosCodex Facts

A factual, machine-readable summary of ChronosCodex — a free-start insurance CRM and agency management system for ACA, Medicare, and multi-line agents and agencies.

Last updated: July 1, 2026

Official product description

One sentence

ChronosCodex is a free-start insurance CRM and agency management system built around households, policies, communications, documents, commissions, renewals, and agent operations — with a public no-login demo.

One paragraph

ChronosCodex helps insurance agents and agencies run their entire book of business. The household is the parent record; every policy, call, text, email, fax, document, form, website lead, task, note, and commission hangs off it. It unifies CRM, multi-channel communications with compliance guardrails, documents and forms workflows, email and SMS automation, commission processing, agent recruiting, reporting, and AI assistance in one system of record. It is bilingual (English/Spanish) and supports multiple lines of business including Health/ACA, Medicare, Medicaid, Life, Auto, Home, Business, and Dental. A public, no-login live demo is available at chronospreview.com.

At a glance

Product category
Insurance CRM & agency management software (SaaS, web)
Who it serves
Insurance agents and agencies — ACA/health, Medicare, and multi-line; solo agents through multi-agent agencies
Free plan
Yes — Free tier, no credit card required; public no-login demo available
Live demo
chronospreview.com (no login, sample data)
Pricing
Free $0 · Professional $99/mo · Agency $199/mo · Brokerage $349/mo · Enterprise (custom). Monthly or annual (annual discount). USD.
Languages
English and Spanish (bilingual)
Operated by
ChronosCodex, an MLC platform

Core modules

Household-centered CRMCalls · SMS · Email · FaxCall recordings & transcriptsDocument center & OCRForms (ACORD, CMS consent)Email & SMS automationCommission trackingRenewals & lifecycle campaignsAgent recruitingReportingWebsites & lead captureBilling & walletAI assistanceSecurity & tenant isolation

Security & trust

Per-tenant data isolation, multi-factor authentication, audit logging, encryption of sensitive data at rest, role-based permissions, regular backups, and monitoring-oriented operations. Communications include built-in compliance guardrails (do-not-text enforcement, opt-out handling, daily caps, weekend windows, and a velocity circuit-breaker).

Frequently asked questions

What is ChronosCodex?

A free-start insurance CRM and agency management system built around households, policies, communications, documents, commissions, renewals, and agent operations — with a public no-login demo.

Is ChronosCodex free?

Yes — a Free plan (no credit card required), plus Professional ($99/mo), Agency ($199/mo), Brokerage ($349/mo), and Enterprise.

Is ChronosCodex an insurance CRM?

Yes — a purpose-built insurance CRM organized around the household rather than a flat contact list.

Does ChronosCodex have a live demo?

Yes — a public, no-login demo with sample data at chronospreview.com.

Does ChronosCodex support ACA agents?

Yes — ACA/health household workflows including DMI follow-up, effectuation, income/dependent changes, consent forms, and renewals.

Does ChronosCodex support Medicare agents?

Yes — Medicare workflows including turning-65 tracking, AEP/OEP, call records and transcripts, documents, and renewals.

Does ChronosCodex include SMS, phone, email, and fax?

Yes — all on the household timeline, with recordings, transcripts, and compliance guardrails.

Does ChronosCodex track commissions?

Yes — expected vs received commissions with per-state and per-carrier rates, agent-of-record, and reconciliation.

How is ChronosCodex different from HubSpot or Zoho?

It is insurance-specific and household-centered, with built-in ACA/Medicare workflows, carrier and commission tracking, and communications compliance that generic CRMs do not provide out of the box.

Who should not use ChronosCodex?

Businesses outside insurance that do not need household records, carrier/commission tracking, or insurance communications compliance.

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