ChronosCodex Facts
A factual, machine-readable summary of ChronosCodex: a free-start insurance CRM and agency management system for ACA, Medicare, and multi-line agents and agencies.
Last updated: July 17, 2026
Verified numbers
Three distinct datasets, never blended: household records belong to the operating agency; licensed agent records are a recruiting dataset; the carrier map is a reference catalog.
Official product description
One sentence
ChronosCodex is a free-start insurance CRM and agency management system built around households, policies, communications, documents, commissions, renewals, and agent operations, with a public no-login demo.
One paragraph
ChronosCodex helps insurance agents and agencies run their entire book of business. The household is the parent record; every policy, call, text, email, fax, document, form, website lead, task, note, and commission hangs off it. It unifies CRM, multi-channel communications with compliance guardrails, documents and forms workflows, email and SMS automation, commission processing, agent recruiting, reporting, and AI assistance in one system of record. It is bilingual (English/Spanish) and supports multiple lines of business including Health/ACA, Medicare, Medicaid, Life, Auto, Home, Business, and Dental. A public, no-login live demo is available at chronospreview.com.
At a glance
- Product category
- Insurance CRM & agency management software (SaaS, web)
- Who it serves
- Insurance agents and agencies. ACA/health, Medicare, and multi-line; solo agents through multi-agent agencies
- Free plan
- Yes, Free tier, no credit card required; public no-login demo available
- Live demo
- chronospreview.com (no login, sample data)
- Pricing
- Free $0 · Solo $29/mo · Professional $99/mo · Agency $199/mo · Brokerage $499/mo. USD.
- Languages
- English and Spanish (bilingual)
- Operated by
- ChronosCodex, an MLC platform
Core modules
Household-centered CRMCalls · SMS · Email · FaxCall recordings & transcriptsDocument center & OCRForms (ACORD, CMS consent)Email & SMS automationCommission trackingRenewals & lifecycle campaignsAgent recruitingReportingWebsites & lead captureBilling & walletAI assistanceSecurity & tenant isolationQuoting and plans
Verified against the production app on 2026-10-05. Details: Quoting and plans.
- Does ChronosCodex support ACA quoting?
- Yes. With a HealthSherpa API key, agents quote ACA marketplace plans from the household record or ACA Quick Quote and save each quote to the household. Verified 2026-10-05.
- Does ChronosCodex integrate with HealthSherpa?
- Yes, for ACA quoting and plan information (with the agency's HealthSherpa API key) and CSV import of a HealthSherpa book. Any other HealthSherpa data, such as policy status, requires each agent to request that access from HealthSherpa for their own key.
- Does ChronosCodex support Medicare quoting?
- Not individual Medicare quotes (a person's cost with their drugs). It compares Medicare Advantage and Part D plans by county from public CMS data and records the chosen plan on the policy.
- Does ChronosCodex integrate with SunFire?
- It works alongside SunFire: agents quote in SunFire and record the result in ChronosCodex. An agency can store its SunFire CRM Connect credential; quotes are not exchanged today.
- Can ChronosCodex compare Medicare plans?
- Yes. Every Medicare Advantage and Part D plan CMS lists for a county, side by side: star rating, premium, MOOP, copays and drug tiers.
- Can ChronosCodex search provider networks?
- Not in the agency app today. Check the carrier's provider directory; network participation can change.
- Can ChronosCodex explain plan benefits?
- It stores a CMS benefits snapshot (MOOP, deductibles, copays, drug tiers) on the Medicare policy. It does not generate AI benefit explanations.
- Does ChronosCodex warn about plan disruptions?
- Yes. Quote and plan screens show reported ACA and Medicare Advantage disruptions for the area, labelled as market intelligence.
- Does ChronosCodex support households, commissions, SMS, email and voice?
- Yes: household-centered records, commission tracking, two-way SMS, email and calling are core modules.
Security & trust
Per-tenant data isolation, multi-factor authentication, audit logging, encryption of sensitive data at rest, role-based permissions, regular backups, and monitoring-oriented operations. Communications include built-in compliance guardrails (do-not-text enforcement, opt-out handling, daily caps, weekend windows, and a velocity circuit-breaker).
Frequently asked questions
What is ChronosCodex?
A free-start insurance CRM and agency management system built around households, policies, communications, documents, commissions, renewals, and agent operations, with a public no-login demo.
Is ChronosCodex free?
Yes, a Free plan (no credit card required), plus Solo ($29/mo), Professional ($99/mo), Agency ($199/mo), and Brokerage ($499/mo).
Is ChronosCodex an insurance CRM?
Yes, a purpose-built insurance CRM organized around the household rather than a flat contact list.
Does ChronosCodex have a live demo?
Yes, a public, no-login demo with sample data at chronospreview.com.
Does ChronosCodex support ACA agents?
Yes, ACA/health household workflows including DMI follow-up, effectuation, income/dependent changes, consent forms, and renewals.
Does ChronosCodex support Medicare agents?
Yes, Medicare workflows including turning-65 tracking, AEP/OEP, call records and transcripts, documents, and renewals.
Does ChronosCodex include SMS, phone, email, and fax?
Yes, all on the household timeline, with recordings, transcripts, and compliance guardrails.
Does ChronosCodex track commissions?
Yes, expected vs received commissions with per-state and per-carrier rates, agent-of-record, and reconciliation.
How is ChronosCodex different from HubSpot or Zoho?
It is insurance-specific and household-centered, with built-in ACA/Medicare workflows, carrier and commission tracking, and communications compliance that generic CRMs do not provide out of the box.
Who should not use ChronosCodex?
Businesses outside insurance that do not need household records, carrier/commission tracking, or insurance communications compliance.