The insurance agent's CRM

Your Book of Business.
Written Over Time.

ChronosCodex keeps every household, policy, conversation, and commission in one system of record — the same platform that runs an agency book of 550,000+ households. Sign up with Chronos and see for yourself why other top agents and agencies call it home.

Create your account → Book a demo

Live agency platform · 13+ integrations · bank-grade encryption

ChronosCodex · Dashboard

Households

12,480▲

In force

9,317

Renewals

21430d

Policies in force+8.4%

☎Call recorded & transcribed

✦AI drafted 3 follow-ups

Built for the way agents actually work

Everything you need to manage relationships, opportunities, and growth.

The household is the parent record. Every policy, call, text, document, and commission hangs off it — so the whole story is one click away.

Household-Centered Records

One parent record per household with members, policies, carriers, providers, and the full relationship graph — referrals, organizations, and affiliations included.

Members & dependentsReferralsOrg links

Unified Communications

SMS, calls, and emails in a single timeline per household — log, filter, and reply without leaving the record. Inbound PBX calls and texts land automatically.

SMSCallsEmail

Call Intelligence

Recorded calls stream securely in-browser with speaker-labeled transcripts. Click-to-call from any phone number, with CDR sync from your PBX.

RecordingsTranscriptionSpeaker labels

Campaigns & Automation

Schedule SMS and email campaigns with built-in guardrails: daily category caps, do-not-text enforcement, weekend windows, and a velocity circuit-breaker.

SMS campaignsEmail automationCompliance guardrails

Commissions & Carriers

Per-state commission rates by carrier, expected-commission auto-calculation, reconciliation workflow, and policy-to-commission linking — all in the book.

Carrier ratesReconciliationReports

AI Assistants & Insights

An AI responder triages inbound texts, AI drafts bilingual email and SMS templates, and prospect scoring ranks who to call next — AI-optimized throughout.

AI SMS responderTemplate writerProspect scoring

See the full story

Every interaction, in one place — so you make better decisions.

ChronosCodex is the system of record. External tools stay specialized executors; the household record stays the single source of truth.

Documents & OCR — a document center per household with AI vision OCR that reads IDs and cards.

HealthSherpa Sync — enrollment data matched and backfilled onto the right household.

Duplicate Detection & Safe Merge — flagged duplicates with a survivor-preserving, fully audited merge.

Bank-Grade SSN Security — SSNs encrypted at rest (AES-256-GCM) with masked, audit-logged reveal.

Reports, Audits & Metrics — commissions, pipeline, and operational dashboards on tap.

✉

Inbound SMS — “Yes, I'm interested”AI responder triaged · queued for agent

☎

Outbound call · 6m 12sRecorded · transcript ready · Speaker A/B

✦

Renewal email sentBilingual template · delivered

⎙

ID card uploadedOCR matched to member · attached to file

Commission reconciledCarrier rate × members · linked to policy

Get started in minutes

From sign-up to your whole book — in three steps.

Agents who sign up with MLC get a ChronosCodex account to run their entire book of business.

Sign up with MLC

Join the MLC agent network and request access. Your agency relationship is your key to the platform.

Create your account

Activate your ChronosCodex login at chronoscodex.com. Your workspace is provisioned and ready.

Run your book

Manage households, communications, campaigns, and commissions from one system of record — with AI in your corner.

Why ChronosCodex

Not a demo. A platform proven on a real book.

ChronosCodex is the production CRM behind a working insurance agency — hardened, audited, and operating at scale every day.

Built by agents, for agents

Every feature exists because a working agency needed it — household-first, compliance-aware, and obsessively practical.

Compliance is built in

Do-not-text enforcement, opt-out handling, daily send caps, weekend guards, and velocity breakers protect you on every send.

Security you can trust

Encrypted SSNs, audit logging on sensitive reveals, step-up MFA on protected modules, and nightly backups.

Telephony that thinks

Recorded, transcribed, speaker-labeled calls tied to the household — turn every conversation into a searchable record.

AI that does the busywork

Triage inbound texts, draft bilingual templates, score prospects, and OCR documents — so you spend time selling.

Nine lines of business

Health, Medicare, Medicaid, Life, Auto, Home, Business, Dental, and more — your whole book in one system.

Your Book of Business.Written Over Time.